/* ============================================================
   GENEVA MOTOR HAUS — finance-v2.css — the financing page
   ============================================================
   Loaded after geneva-final-v2.css on finance.html. The page grid, tokens,
   header, footer, buttons and the eyebrow plate are the finale page's;
   this file holds the head, the three points, and the AAN application
   set as eight numbered steps with a rail that follows the reading.
   ============================================================ */

.is-fin [hidden] { display: none !important; }
.is-fin :is(#apply, .fin-sec) { scroll-margin-block-start: calc(var(--gf-head-h-c) + 24px); }

/* ---- 1. the head: copy on the left, the three points on the right ------- */
.is-fin .fin-head { padding-block: calc(var(--gf-head-h) + clamp(48px, 5vw, 96px)) clamp(64px, 6vw, 96px); }
.is-fin .fin-head__inner {
  display: grid;
  grid-template-columns: minmax(0, 7fr) minmax(0, 5fr);
  gap: clamp(48px, 6vw, 96px);
  align-items: end;
}
.is-fin .fin-head__title {
  margin: 28px 0 0;
  color: var(--ink);
  font: 700 clamp(2.5rem, 5vw, 4.5rem)/1.02 var(--font-display);
  letter-spacing: -0.012em;
}
.is-fin .fin-head__lede { max-inline-size: 52ch; margin: 24px 0 0; color: var(--ink-2); font: 400 1.125rem/1.6 var(--font-body); }
.is-fin .fin-head__acts { display: flex; flex-wrap: wrap; gap: 12px; margin-block-start: 40px; }

.is-fin .fin-points { display: grid; gap: 0; margin: 0; padding: 0; list-style: none; border-block-start: 1px solid var(--rule-strong); }
.is-fin .fin-point { display: grid; grid-template-columns: minmax(0, 11rem) minmax(0, 1fr); gap: 16px 24px; padding-block: 24px; border-block-end: 1px solid var(--rule-strong); }
.is-fin .fin-point__t { margin: 0; color: var(--ink); font: 700 1.25rem/1.3 var(--font-display); }
.is-fin .fin-point__p { margin: 0; color: var(--ink-2); font: 400 1rem/1.6 var(--font-body); }
.is-fin .fin-point__p a { color: var(--ink); text-underline-offset: 3px; }

/* ---- 2. the application --------------------------------------------------- */
.is-fin .fin-apply { padding-block: clamp(64px, 6vw, 96px) clamp(96px, 9vw, 144px); border-block-start: 1px solid var(--rule); }
.is-fin .fin-apply__title { margin: 22px 0 0; color: var(--ink); font: 700 clamp(1.75rem, 3vw, 2.75rem)/1.08 var(--font-display); letter-spacing: -0.012em; }
.is-fin .fin-apply__lede { margin: 16px 0 0; color: var(--ink-2); font: 400 1rem/1.6 var(--font-body); }
.is-fin .fin-apply__body {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 20rem);
  gap: clamp(24px, 2.4vw, 32px);
  align-items: start;
  margin-block-start: 48px;
}
.is-fin .fin-apply__main { min-inline-size: 0; }

/* the summary: the VDP panel's grammar — a raised card, sections on
   hairlines. What is answered, what each step still needs; the step in
   view sits on the eyebrow plate. */
.is-fin .fin-rail {
  position: sticky;
  inset-block-start: calc(var(--gf-head-h-c) + 24px);
  max-block-size: calc(100vh - var(--gf-head-h-c) - 48px);
  overflow-y: auto;
  border: 1px solid var(--rule);
  border-radius: 12px;
  background: var(--bg-raised);
}
.is-fin .fin-rail__head { padding: 24px; border-block-end: 1px solid var(--rule); }
.is-fin .fin-rail__t { margin: 0; color: var(--ink); font: 700 1.25rem/1.2 var(--font-display); }
.is-fin .fin-rail__count { margin: 12px 0 0; color: var(--ink-2); font: 400 var(--t-micro)/1.4 var(--font-body); font-variant-numeric: tabular-nums; }
.is-fin .fin-rail__count b { color: var(--ink); font-weight: 600; }
.is-fin .fin-rail__bar { display: block; block-size: 4px; margin-block-start: 12px; overflow: hidden; border-radius: 999px; background: rgb(243 238 230 / 0.1); }
.is-fin .fin-rail__bar span { display: block; block-size: 100%; background: var(--bone); transform: scaleX(0); transform-origin: left center; transition: transform 320ms cubic-bezier(0.2, 0, 0, 1); }

.is-fin .fin-rail__steps { margin: 0; padding: 8px 0; list-style: none; }
.is-fin .fin-step {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 12px 24px;
  color: var(--ink-2);
  font: 500 0.9375rem/1.4 var(--font-label);
  text-decoration: none;
  transition: color 150ms var(--ease-out), background-color 150ms var(--ease-out);
}
.is-fin .fin-step:hover { color: var(--ink); background-color: rgb(243 238 230 / 0.03); }
.is-fin .fin-step[aria-current="step"] { color: var(--ink); background-color: var(--eyebrow-plate); }
.is-fin .fin-step:focus-visible { outline: 2px solid var(--ink); outline-offset: -2px; }
.is-fin .fin-step__t { min-inline-size: 0; }
.is-fin .fin-step__s { flex: none; white-space: nowrap; display: inline-flex; align-items: center; gap: 6px; color: var(--ink-3); font: 500 var(--t-micro)/1 var(--font-label); font-variant-numeric: tabular-nums; }
.is-fin .fin-step[aria-current="step"] .fin-step__s { color: var(--ink-2); }
.is-fin .fin-step__s.is-done { color: var(--ink); }
.is-fin .fin-step__s svg { flex: none; }

/* the button is never wider than the card: the column may not grow to the
   label's width, and a long label wraps instead of pushing out the right edge */
.is-fin .fin-rail__foot { display: grid; grid-template-columns: minmax(0, 1fr); gap: 16px; padding: 24px; border-block-start: 1px solid var(--rule); }
.is-fin .fin-rail__send { inline-size: 100%; min-inline-size: 0; justify-content: center; padding-inline: var(--sp-4); white-space: normal; text-align: center; }
.is-fin .fin-rail__help { margin: 0; color: var(--ink-3); font: 400 var(--t-micro)/1.5 var(--font-body); text-align: center; }
.is-fin .fin-rail__help a { color: var(--ink); text-underline-offset: 3px; }

/* a step: a raised panel, a numbered legend, fields on six columns */
.is-fin .fin-form { display: grid; gap: 24px; }
.is-fin .fin-sec {
  min-inline-size: 0;
  margin: 0;
  padding: clamp(24px, 3vw, 40px);
  border: 1px solid var(--rule);
  border-radius: 12px;
  background: var(--bg-raised);
}
.is-fin .fin-sec__head { display: flex; align-items: baseline; gap: 16px; float: left; inline-size: 100%; margin: 0 0 28px; padding: 0; }
.is-fin .fin-sec__head + * { clear: both; }
.is-fin .fin-sec__n { color: var(--ink-3); font: 500 var(--t-micro)/1 var(--font-label); font-variant-numeric: tabular-nums; letter-spacing: 0.06em; }
.is-fin .fin-sec__t { color: var(--ink); font: 700 clamp(1.375rem, 1.8vw, 1.625rem)/1.2 var(--font-display); letter-spacing: -0.01em; }
.is-fin .fin-sec__lede { clear: both; margin: -12px 0 24px; color: var(--ink-2); font: 400 var(--t-micro)/1.6 var(--font-body); }

.is-fin .fin-grid { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: 20px 24px; }
.is-fin .fin-field { display: grid; gap: 8px; align-content: start; min-inline-size: 0; }
.is-fin .f-2 { grid-column: span 2; }
.is-fin .f-3 { grid-column: span 3; }
.is-fin .f-4 { grid-column: span 4; }
.is-fin .f-6 { grid-column: span 6; }
.is-fin .fin-field label { color: var(--ink-2); font: 500 var(--t-micro)/1.3 var(--font-label); letter-spacing: 0.04em; }
.is-fin .fin-req { margin-inline-start: 2px; color: var(--ink-3); }
.is-fin .fin-field :is(input, select, textarea) {
  inline-size: 100%;
  min-block-size: 48px;
  padding: 12px 16px;
  border: 1px solid var(--rule-strong);
  border-radius: 10px;
  background: rgb(243 238 230 / 0.03);
  color: var(--ink);
  font: 400 1rem/1.4 var(--font-body);
  color-scheme: dark;
  appearance: none;
  transition: border-color 150ms var(--ease-out), background-color 150ms var(--ease-out);
}
.is-fin .fin-field textarea { min-block-size: 8rem; resize: vertical; }
.is-fin .fin-field select { padding-inline-end: 40px; background: rgb(243 238 230 / 0.03) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='8' height='5' viewBox='0 0 8 5'%3E%3Cpath d='M0 0h8L4 5z' fill='%23F3EEE6'/%3E%3C/svg%3E") no-repeat right 16px center; }
.is-fin .fin-field select option { background: var(--bg-raised); color: var(--ink); }
.is-fin .fin-field :is(input, select, textarea):hover { border-color: var(--ink-3); }
.is-fin .fin-field :is(input, select, textarea):focus { outline: none; border-color: var(--ink); background-color: rgb(243 238 230 / 0.06); }
.is-fin .fin-field :is(input, textarea)::placeholder { color: var(--ink-3); opacity: 1; }
/* a field is only marked wrong after the visitor has been in it */
.is-fin .fin-field :is(input, select, textarea):user-invalid { border-color: var(--action); }
.is-fin .fin-form.was-sent .fin-field :is(input, select, textarea):invalid { border-color: var(--action); }

/* the conditional parts: under a hairline, saying why they appeared */
.is-fin .fin-sub { margin-block-start: 32px; padding-block-start: 28px; border-block-start: 1px solid var(--rule); }
.is-fin .fin-sub__t { margin: 0; color: var(--ink); font: 700 1.125rem/1.3 var(--font-display); }
.is-fin .fin-sub__why { margin: 6px 0 20px; color: var(--ink-3); font: 400 var(--t-micro)/1.5 var(--font-body); }
.is-fin .fin-co > .fin-sub__t { margin-block: 32px 20px; padding-block-start: 28px; border-block-start: 1px solid var(--rule); }
.is-fin .fin-co > .fin-sub__t:first-child { margin-block-start: 28px; }

/* the co-applicant switch: a pill track, the state in the knob and the label */
.is-fin .fin-toggle { position: relative; display: inline-flex; align-items: center; gap: 14px; cursor: pointer; }
.is-fin .fin-toggle input { position: absolute; inset: 0; opacity: 0; margin: 0; cursor: pointer; }
.is-fin .fin-toggle__track {
  position: relative;
  flex: none;
  inline-size: 44px;
  block-size: 26px;
  border: 1px solid var(--rule-strong);
  border-radius: 999px;
  background: rgb(243 238 230 / 0.04);
  transition: background-color 200ms var(--ease-out), border-color 200ms var(--ease-out);
}
.is-fin .fin-toggle__track::after {
  content: "";
  position: absolute;
  inset-block-start: 3px;
  inset-inline-start: 3px;
  inline-size: 18px;
  block-size: 18px;
  border-radius: 999px;
  background: var(--ink-2);
  transition: translate 220ms cubic-bezier(0.2, 0, 0, 1), background-color 200ms var(--ease-out);
}
.is-fin .fin-toggle input:checked + .fin-toggle__track { border-color: var(--bone); background: var(--bone); }
.is-fin .fin-toggle input:checked + .fin-toggle__track::after { translate: 18px 0; background: var(--bone-ink); }
.is-fin .fin-toggle input:focus-visible + .fin-toggle__track { outline: 2px solid var(--ink); outline-offset: 3px; }
.is-fin .fin-toggle__text { color: var(--ink); font: 500 1rem/1.4 var(--font-body); }

.is-fin .fin-check { display: inline-flex; align-items: flex-start; gap: 12px; margin-block-end: 20px; color: var(--ink); font: 400 1rem/1.4 var(--font-body); cursor: pointer; }
.is-fin .fin-check input { flex: none; inline-size: 20px; block-size: 20px; margin: 1px 0 0; accent-color: var(--action); cursor: pointer; }
.is-fin .fin-check--agree { margin: 24px 0 0; }

/* the terms: a quiet document in a scroll box */
.is-fin .fin-terms {
  max-block-size: 320px;
  overflow-y: auto;
  padding: 24px;
  border: 1px solid var(--rule);
  border-radius: 10px;
  background: var(--bg-sunk);
  color: var(--ink-2);
  font: 400 var(--t-micro)/1.65 var(--font-body);
  scrollbar-color: var(--ink-3) transparent;
}
.is-fin .fin-terms:focus-visible { outline: 2px solid var(--ink); outline-offset: 2px; }
.is-fin .fin-terms p { margin: 0 0 12px; }
.is-fin .fin-terms ul { margin: 0 0 12px; padding-inline-start: 20px; }
.is-fin .fin-terms strong { color: var(--ink); font-weight: 600; }

.is-fin .fin-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-block-start: 8px; }

.is-fin .fin-sent { padding: clamp(32px, 4vw, 56px); border: 1px solid var(--rule); border-radius: 12px; background: var(--bg-raised); outline: none; }
/* once sent, the steps have nothing left to point at */
.is-fin .fin-apply__body.is-sent { grid-template-columns: minmax(0, 1fr); }
.is-fin .fin-apply__body.is-sent .fin-rail { display: none; }
.is-fin .fin-sent__t { margin: 0; color: var(--ink); font: 700 clamp(1.75rem, 3vw, 2.5rem)/1.1 var(--font-display); }
.is-fin .fin-sent__p { max-inline-size: 56ch; margin: 16px 0 0; color: var(--ink-2); font: 400 1.0625rem/1.6 var(--font-body); }
.is-fin .fin-sent__p a { color: var(--ink); }

/* ---- narrower ------------------------------------------------------------------ */
@media (max-width: 1100px) {
  .is-fin .fin-head__inner { grid-template-columns: minmax(0, 1fr); align-items: start; }
}
@media (max-width: 960px) {
  .is-fin .fin-apply__body { grid-template-columns: minmax(0, 1fr); }
  .is-fin .fin-rail { display: none; }
}
@media (max-width: 720px) {
  .is-fin .fin-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
  .is-fin :is(.f-2, .f-3) { grid-column: span 1; }
  .is-fin :is(.f-4, .f-6) { grid-column: span 2; }
  .is-fin .fin-point { grid-template-columns: minmax(0, 1fr); gap: 6px; }
}
@media (max-width: 480px) {
  .is-fin .fin-grid { grid-template-columns: minmax(0, 1fr); }
  .is-fin :is(.f-2, .f-3, .f-4, .f-6) { grid-column: span 1; }
  .is-fin .fin-actions .btn,
  .is-fin .fin-head__acts .btn { flex: 1 1 100%; justify-content: center; }
}
@media (prefers-reduced-motion: reduce) {
  .is-fin :is(.fin-step, .fin-rail__bar span, .fin-field input, .fin-field select, .fin-field textarea, .fin-toggle__track, .fin-toggle__track::after) { transition: none; }
}